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| Chase Freedom℠ Visa |

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Intro APR |
Intro Period |
Purchase APR |
Cash APR |
Annual Fee |
| N/A |
12 Months |
12.99% to 22.99% |
19.24% or 23.24% |
$0 |
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- 5% cash back offers in popular categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
- 0% Intro APR* and No Annual Fee*
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The Chase FreedomSM Visa credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. The APR for purchases is 0% for 6 months, and the APR for balance transfers is 0% for 12 months.
Through the rewards program, cardholders earn 5% cash back in rotating categories such as gas, home improvement and department stores. Up to to 10% cash back - even up to 20% cash back at select merchants - can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire.
Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. The Chase FreedomSM Visa credit card has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase FreedomSM Visa has to offer.
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| Blue Sky from American Express® |

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Intro APR |
Intro Period |
Purchase APR |
Cash APR |
Annual Fee |
| 0% |
6 Months |
As low as 17.24% |
25.24% |
$0 |
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- 0% Intro APR for Up to 6 Months on Purchases
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds
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The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the reward program.
Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of points can be earned, and points do not expire as long as the card is active and in good standing. Points can be redeemed for discounts on any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100.
In addition to the benefits of the rewards program, the Blue Sky from American Express® offers auto rental insurance, an online year-end financial statement, and a unique service referred to as "Return Protection" (items are covered for up to 90 days from the date of purchase if it is stolen or accidentally damaged).
The card has a reasonably low interest rate for purchases and has no annual fee. For up to six months, cardholders can take advantage of a 0% rate for purchases.
Therefore, those who plan to take advantage of the reward program, pay in full each month after the introductory rate expires (to avoid finance charges), and will take advantage of the common benefits and services provided by American Express® will benefit most from what the Blue Sky from American Express® has to offer. |
| Chase Sapphire℠ |

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Intro APR |
Intro Period |
Purchase APR |
Cash APR |
Annual Fee |
| N/A |
N/A |
12.24% (V) |
19.24% (V) |
$0 |
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- Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
- Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
- 2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
- Points Never Expire and There Are No Limits on How Many Points You Can Earn
- 24/7 Dedicated Service Advisor (No Voice Recording)
- Premier Travel Protection Benefits
- All of this for No Annual Fee!
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The Chase SapphireSM is a premier travel rewards card that offers excellent credit card features with no annual fee.
You'll receive 10,000 bonus points after your first purchase on the credit card, plus you'll get 10 points for every dollar spent shopping at select merchants through the Ultimate Rewards Mall.
In addition, you'll receive two points per dollar for all airfare booked through Ultimate Rewards, and one point for every dollar spent on all other purchases.
There are no earning caps, point expirations, or blackout dates, so you'll be able to earn unlimited points with this travel credit card.
The Chase SapphireSM offers premier travel benefits as well as 24/7 customer service to help you redeem your points and take advantage of this travel rewards card from Chase. |
| Chase Sapphire℠ Preferred Card |

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Intro APR |
Intro Period |
Purchase APR |
Cash APR |
Annual Fee |
| N/A |
N/A |
12.24% (V) |
19.24% (V) |
$85* |
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- Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
- 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
- Points are worth 25% more when you redeem for travel through Ultimate Rewards
- 7% annual points dividend - earn bonus points on your points
- 1:1 points transfer to leading airline and hotel programs
- 24/7 Dedicated service advisors (No voice recording)
- No Annual Fee for your first year - An $85 value
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The Chase Sapphire℠ Preferred Card has enhanced earnings and rewards targeted towards travelers, with an annual fee of $85 waived the first year.
Earn a free flight - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
In addition, you'll receive two points per dollar for all airfare booked through Ultimate Rewards, and one point for every dollar spent on all other purchases. Points are worth 25% more when you redeem airfare, and there is a 7% annual points dividend - so you can earn point on your points.
There are no earning caps, point expirations, or blackout dates, so you'll be able to earn unlimited points with this travel credit card.
The Chase Sapphire℠ Preferred Card offers premier travel benefits as well as 24/7 customer service to help you redeem your points and take advantage of this travel rewards card from Chase. |
| Escape by Discover® Card |

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Intro APR |
Intro Period |
Purchase APR |
Cash APR |
Annual Fee |
| 0% |
6 Months |
as low as 11.99% |
23.99% |
$60 |
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- 25,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase the First 25 Months
- Unlimited Double Miles on All Purchases
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- 2 Additional Miles for Every $1 You Spend Through ShopDiscover, Our Exclusive Online Shopping Site
- Enhanced Travel Benefits
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
- $60 Annual Fee
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The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly.
The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). At the same time, cardholders will have the flexibility of earning unlimited Double Miles on all of their personal and business purchases. Miles never expire and can be redeemed for booking any airline, cruise, hotel stay, or car rental. You can also exchange your miles for gift cards to 90 brand-name partners or for cash starting at just 1,000 miles.
In addition to the rewards program, cardholders will also enjoy enhanced travel benefits including car rental insurance, lost luggage insurance, travel delay insurance, and travel cancellation insurance.
While there is a $60 annual fee requirement for this card, cardholders will enjoy a 0% APR on purchases and balance transfers for the first six months of opening an account. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.
Those who plan to take advantage of the introductory rate and the travel reward program will find that the Escape by Discover® Card has a great deal to offer. |
| Miles by Discover® Card |

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Intro APR |
Intro Period |
Purchase APR |
Cash APR |
Annual Fee |
| 0% |
6 Months |
as low as 11.99% |
23.99% |
$0 |
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- 12,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase for the First 12 Months
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles That Never Expire*
- No Annual Fee
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
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The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel rewards program.
Through the rewards program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of cardmembership for up to 12,000 bonus miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account remains active within a 36-month period.
In addition, the card offers platinum benefits that include auto rental insurance, up to $500,000 in travel accident insurance, and various Internet account related services.
The Miles by Discover® Card has a 0% introductory rate on purchases and balance transfers for six months with no annual fee. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.
Therefore, those who plan to take advantage of the introductory rate and the rewards program will benefit most from what the Miles by Discover® Card has to offer. |
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