Business Credit Cards

Return to Credit Cards

The Kiva BusinessCard is a ideal for business owners with very good credit who would love the opportunity to help business owners in developing countries. There is no annual fee for this card and there is a 0% interest rate for balance transfers that will last for fifteen months. Once the introductory rate expires, the rate for balance transfers is fixed at a low rate. The cash back rewards program offers a minimum of .25% return up to 1% on business purchases. Cardholders can also earn bonus cash back in the following categories: gasoline and diesel fuel, computer equipment and office supplies, online advertising services, utilities and telecommunications, and charitable and social services organizations. Whenever an account has earned at least $50 in cash rewards, cardholders will receive a $50 statement credit. Along with the cash rebate reward program, Advanta also makes it easy to help other business owners in developing countries. Through their Matching Program, if a business submits a micro-loan grant to Kiva as a charitable donation, Advanta will match the grant up to $200 per month. Cardholders will have the option to withdraw or reinvest their donation as a grant to another business owner through Kiva. As an incentive to give, Advanta will pay cardholers 5% of their total grant amount (up to $1,200 a year) in the form of statement credit. Although this card has a lot of attractive benefits including $0 Fraud Liability protection, it is important to note that the APRs for purchases and cash advances may be tied to the highest Prime Rate during a 90-day period. Since the issuer selects the rate from any day within that time frame, the APRs may never reach the lowest possible rate due to this policy. Business owners who may occasionally carry a balance and plan to take advantage of this card's low rates, cash rewards program, and charitable services will benefit most from what The Kiva BusinessCard has to offer.

The Advanta Platinum 90-Day Interest Free BusinessCard is a good option for people with very good credit who are looking to manage all their business expenses on one credit card account. Business card accountholders will have access to a rewards program where one point is awarded for every dollar spent. Rewards can then be redeemed for travel, gift certificates, and merchandise. Rewards can also be redeemed for $50 checks when an account reaches a minimum of 15,000 points. Cardmembers may participate only if their account is in good standing. There is no limit to the number of points cardholders may earn, but points do expire 36 months after being issued. Perhaps the greatest benefit of carrying this card is that accountholders will have 90 days interest free on all new purchases. This is not a promotional offer, and comes standard with all approved accounts. Accountholders will have access to their account 24/7 and will have access to convenient business benefits such as free employee cards and discounts on services including car rentals. For a business card, the interest rates for purchases and cash advances (which are the same) are slightly higher than the average. Also, the interest rates are based on the highest Prime Rate offered over a 90-day period which may mean higher rates for a longer stretch of time. Business card applicants who plan on avoiding finance changes by paying their monthly statement in full and who plan on taking advantage of the reward program will benefit the most from the Advanta Platinum 90-Day Interest Free BusinessCard.

The Advanta Business World MasterCard® is for business card applicants with excellent credit and offers the convenience of one account for all business purchases. Through the rewards program, accountholders will earn one point for every dollar spent on purchases. Accountholders will be eligible to redeem rewards after earning a minimum of 5,000 points. Rewards include travel, gift certificates, merchandise, and cash (in $50 increments). As long as the account is open, rewards will never expire and there are no limits on the amount of rewards that can be earned. At the end of every twelve months, accounts in good standing will receive bonus points to the tune of 50% of the amount of points accrued during that year. Accountholders can enjoy additional benefits that include 24/7 account access, no-fee employee cards, and discounts on services. The interest rates for both purchases and cash advances are both high for a business card. Also, the rates are based on the highest Prime Rate available over a three-month period. There is no introductory offer with this card. Business owners who are seeking out a better way to separate businesss purchases from non-business purchases and who plan on paying their monthly bill in full will find the Advanta Business World MasterCard® a great option.

The Kiva Credit Card for Business Professionals, issued by Advanta, is for non-business owning professionals who want the opportunity to help small businesses in developing countries through the Kiva organization. This card does not carry an annual fee and has a 0% APR on balance transfers that extends through the first 15 months of membership. The rate for balance transfer transactions after the introductory rate expires is fixed at a very low rate when compared to similar cards. The cash back rewards program gives cardholders the opportunity to earn between .25% back on purchases up to a full 1% back. Bonus reward categories include: gasoline and diesel fuel, computer equipment, electronics, and office supplies, online advertising services, utilities and telecommunications, and charitable and social services organizations. After the account has amassed $50 in rebates, Advanta will issue a $50 statement credit to the cardholder. Along with the cash rebate rewards program, Advanta also makes it easy to help other business owners in developing countries. Through their Matching Program, if a business submits a micro-loan grant to Kiva as a charitable donation, Advanta will match the grant up to $200 per month. As an incentive to give, Advanta gives cardholders 5% of their donation back in the form of statement credit (up to $1,200 a year). An additional feature available on this card includes $0 fraud liability protection. It's important to also note that the APRs for purchases and cash advances may be tied to the highest Prime Rate offered during a 90-day period. The Kiva Credit Card for Business Professionals is a great option for people who, while not business owners themselves, want to help existing business owners in the developing world.

The Platinum BusinessCard with Unlimited Rewards, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account and would like to earn rewards for business purchases. Through the rewards program, cardholders will earn one point for every dollar they spend on purchases. Points can be redeemed for travel, gift certificates, merchandise, and checks in $50 increments once 5,000 points are earned. There is no limit on the number of points that can be earned and points will expire after three years. Many common platinum business features can be found with this card, such as auto rental insurance, extended warranty coverage, itemized expense reports, and online account access. Cardholders are also offered discounts on various products and services from participating retailers and merchants.a The card has no annual fee and has an attractive long term 0% introductory rate on balance transfers. This card also has a very reasonably low interest rate that applies as long as payments are up to date. Applicants should review the terms and conditions provided by the card issuer. Therefore, individuals who may occasionally carry a balance and plan to take advantage of the additional benefits and services provided (especially the retailer and merchant discounts) will benefit most from what the Platinum BusinessCard with Unlimited Rewards has to offer.

The Advanta Customizable Platinum BusinessCard with Unlimited Rewards, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account and would like to earn rewards or rebates for business purchases. Through the rewards program, cardholders will earn one point for every dollar they spend on purchases. Points can be redeemed for travel, gift certificates, merchandise, and checks in $50 increments once 5,000 points are earned. There is no limit on the number of points that can be earned and points will expire after three years. Many common platinum business features can be found with this card, such as auto rental insurance, extended warranty coverage, itemized expense reports, online account access, and card personalization. Cardholders are also offered discounts on various products and services from participating retailers and merchants. The card has no annual fee and has an attractive long term 0% introductory rate on balance transfers. This card also has a reasonably low interest rate that applies as long as payments are up to date; applicants should review the terms and conditions provided by the card issuer. Therefore, business owners who may occasionally carry a balance and plan to take advantage of the additional benefits and services provided (especially the retailer and merchant discounts) will benefit most from what the Advanta Customizable Platinum BusinessCard with Unlimited Rewards has to offer.

The Capital One® Business Platinum card with Preferred No Hassle Miles(SM) is best for business owners who have excellent or above average credit and want to earn more miles on travel and entertainment purchases. Cardholders will earn two miles for each dollar spent at hotels, restaurants, airlines and more. Earn one mile per dollar on all other purchases. Miles won't expire for the life of your account, and there is no limit to the miles you can earn. Miles can also be redeemed for cash back, merchandise, gift cards, and more! Plus, miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. Save with no annual fee and a 0% introductory interest rate on purchases and transferred balances. Plus, receive free employee cards with individual spending limits you set and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders will also be able to enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Earn everyday savings on computer equipment, office supplies and much more. If you're a business traveler who wants to earn double miles on all of your travel and entertainment purchases plus receive an interest-free introductory rate apply today for the Capital One Business Platinum card with Preferred No Hassle Miles(SM).

The Capital One® Business Platinum card with No Hassle Cash(SM) is best for business owners who would like to earn cash back for all of their purchases. Earn a full 1% cash back on all purchases, with no category restrictions or limits plus get a 25% bonus each year on the cash you earned the previous year. There is no limit to the cash you can earn, no expiration date, and no minimum amount required to redeem for cash. Save with no annual fee and a 0% introductory interest rate on purchases and transferred balances. Plus, receive free employee cards with individual spending limits you set and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders also enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Earn everyday savings on computer equipment, office supplies and much more. If you're a business owner who wants a cash back reward card with no annual fee and a 0% introductory interest rate on purchases and transferred balances, apply today for the Capital One Business Platinum with No Hassle Cash(SM). *This card is for business owners with Above Average Credit.

The Capital One® Business Platinum card with Double No Hassle Miles(SM) is best for business owners with excellent credit who want to earn double miles for all their purchases. Cardholders will earn two miles for each dollar spent. Miles won't expire, and there is no limit to the number of miles that can be earned. Redeem miles for cash back, merchandise, gift cards and more! Plus, miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. The annual fee is free for the first year and is $39 thereafter. Business owners will have access to free employee cards with individual spending limits and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders will also be able to enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Get everyday savings on computer equipment, office supplies and much more. If you’re a business owner who wants to earn double miles on every purchase, apply today for the Capital One Business Platinum card with Double No Hassle Miles(SM).

The Capital One® Business Platinum card with No Hassle Miles(SM) is best for business owners who want a rewards card with a competitive interest rate, a 0% introductory interest rate on purchases and transferred balances and no annual fee. Earn one mile for each dollar spent. Miles won't expire, and there is no limit to the number of miles you can earn. Redeem miles for travel, cash back, merchandise, gift cards, and more! Plus, miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. Save with a 0% introductory interest rate on purchases and transferred balances along with a competitive variable interest rate thereafter. This card has no annual fee, plus important business benefits. Business owners will have access to free employee cards with individual spending limits and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders will also be able to enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Earn everyday savings on computer equipment, office supplies and much more. If you're a business owner looking for a rewards card with a 0% introductory interest rate on purchases and transferred balances, apply today for the Capital One® Business Platinum card with No Hassle Miles(SM). *This card is for applicants with Fair Credit.

The Discover® Business Card is a card that is designed for those looking for a business card with a little something extra. In this case, that little something extra includes a $100 Cashback Bonus®.** This business card has a rewards program where account holders can earn a full 5% on the first $2,000 in office supply purchases, a full 2% on the first $2,000 in gas purchases, up to 1% for other purchases, and .25% for purchases made at select warehouse clubs and discount stores. Account holders who spend up to $5,000 on other purchases, will receive a .25% rebate. Those who spend over $5,000 will receive a 1% rebate.* Both office supply and gas purchases in excess of $2,000 earn a rebate at the same rate as other purchases. As an added bonus, account holders can earn up to a double Cashback Bonus® when their rebates are redeemed as gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned and rebates do not expire as long as the account is active within a 36-month period. The Discover® Business Card has no annual fee and has an attractive 0% introductory rate on purchases for the first twelve months and a 3.99% introductory rate on balance transfers for the first six months. The APR for this card is above average. In addition to the reward program, this card also provides several platinum benefits including fraud and security protection services as well as access to PurchaseChecks. Account holders can also receive discounts on products and services at participating merchants and retailers. For account holders who plan on spending more than $5,000 a year and who plan on taking advantage of the Cashback Bonus® program, the Discover® Business Card will be a great fit. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $5,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $6,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.

The Discover® Business Miles Card is designed for account seekers with very good credit who plan to take advantage of the travel reward program. Through the travel reward program, account holders can earn double miles on up to $5,000 in travel and gas purchases and up to one mile for every dollar spent on general purchases. Miles earned with the Discover® Business Miles Card can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with the added benefit of no travel restrictions. These miles can also be redeemed for gift cards from 50 brand name partners. After becoming a card member, account holders are eligible to earn 1,000 Bonus Miles each month a purchase is made with the card for 12 months from the date of activation. Bonus Miles have an earnings cap of 12,000 miles. This business card does not have an annual fee and it has an attractive 0% introductory rate on card purchases for the first twelve months. A 3.99% introductory rate APR applies to the first six months for balance transfers. For business card shoppers who are looking for a credit card with a miles program and average rates, the Discover® Business Miles Card may be the most rewarding.